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SELF-EMPLOYED MORTGAGE OPTIONS

Self-Employed? You May Have More Mortgage Options Than You Think.

Your tax returns don't always tell the whole story.

Whether you've been turned downβ€”or haven't applied because you think your write-offs will keep you from qualifyingβ€”there may be other ways to evaluate your income and financial picture.

See What Mortgage Options I May Have

Answer a few quick questions about your business, income and financial picture. Takes about a minute.

Running a business can make a mortgage feel harder than it should.

The deductions that make sense at tax time can make your income look lower on paper than it actually is in real life. Many self-employed people assume that means a mortgage is off the tableβ€”sometimes before they've ever had a real conversation about it.

There may be more than one way to evaluate your income.

Depending on your situation, a lender may be able to consider different parts of your financial picture.

Your incomeHow you earn it and how it's documented.
Your cash flowThe money coming into your business or personal accounts.
Your overall financial strengthSavings, investments, and the full picture.

Not every approach fits every borrower, and documentation requirements vary. All loans are subject to credit approval.

You'll work with Jenniferβ€”not a call center.

Jennifer Garber is a Loan Advisor with Garber Mortgage Team. She'll listen to your situation, look at it from more than one angle, and tell you plainly which options may make senseβ€”and which don't.

Wondering What Mortgage Options You May Have?

We put together a quick quiz to help you find out whether there may be mortgage options that fit your situationβ€”even if your tax returns don't tell the whole story.

It takes about a minute.

9 QUICK QUESTIONS β€’ ABOUT 1 MINUTE β€’ NO OBLIGATION

You're almost there.

Based on your answers, there may be mortgage options worth exploring that look at your financial picture differently.

Where can we reach you to review your options?

We'll use your information to respond to your request. See our Privacy Policy and Terms & Conditions.

Equal Housing Opportunity

Garber Mortgage Team Powered by Philadelphia Mortgage Company, Inc.
Jennifer Garber, Loan Advisor NMLS #2222646
(215) 867-4844

Philadelphia Mortgage Company, Inc. NMLS# 1794507. 300 Brookside Ave. Bldg. 4, Suite 125, Ambler, PA 19002

Licensed by the Pennsylvania Department of Banking License/Registration # 68336. Licensed by the NJ Department of Banking and Insurance. Licensed by the Delaware State Bank Commissioner Lic/Reg# 035038. Licensed by the Florida Division of Consumer Finance. Licensed by the Alabama State Banking Department. Licensed by the Maryland Department of Labor, Office of Financial Regulation.

For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Philadelphia Mortgage Company arranges loans with third-party providers; does not make any mortgage loan commitments or fund any mortgage loans.

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